Amrit Barsaha Money Back Policy

It is a money back plan in a true sense and you get period specified percentage of sum assured during the policy term itself in a perfect proportionate manner. It is profit plan with bonus paid at maturity. Further, if the assured dies within the policy period, full sum assured is paid without deducting any installment which have already been paid. The plan is helpful to cover periodic expenses in the life of the assured.
Policy Requirements
  • Minimum Entry Age : 18 Years
  • Maximum Entry Age : 55 Years
  • Maximum Insurance Maturity Age : 70 Years
  • Policy Term : 7, 10,13,16,19,22 and 25 Years
  • Minimum Sum Assured: Rs. 50,000/-
  • Maximum Sum Assured: Rs. 100,00,000/-
  • Premium Payment Frequency: Yearly, Half Yearly, Quarterly, Monthly
  • Age computation: Age Next Birthday
Policy Benefit on Maturity
Payment as following
  Per thousand Premium Period
Term Policy 4 7 10 13 16 19 22 25
7 500 500            
10 333 333 334          
13 250 250 250 250        
16 200 200 200 200 200      
19 166 166 167 167 167 167    
22 142 143 143 143 143 143 143  
25
125 125 125 125 125 125 125 125
Policy Benefit on Death
  • On death insured amount and bonus calculated on last premium paid will be paid to nominee
  • On death during 10 years from maturity, remaining 120 premium amount will be paid to nominee
Other Benefits
  • By adding Rs.2 per thousand on premium, insured gets premium waive in case of permanent disability due to illness or accident
  • Tax save
  • Loan and surrender value

PREMIUM CALCULATOR