This is single premium plan designed to cover life risk for 1 to 6 years term and is compulsory for people going overseas for job as per Overseas Employment Act 2064. This minimum sum assured is Rs.5 Lac payable at death of the assured and also covers specified Disability Risk and Body transportation cost not exceeding Rs.1 Lac.

Policy Requirements

• Minimum Entry Age: 18 Years
• Maximum Entry Age: 64 Years
• Policy Term: 1 to 6 Years
•  Sum Assured: Rs.5,00,000/-
•  
• Premium Payment: Single Premium (One time only)

• Full sum assured amount will be paid on death of Life assured during term of the policy
• If insured dies in foreign country and proof of body repatriation is provided, insurer will pay Rs.100,000/- or body repatriation expenses occurred ,whichever is minimum
• Benefit payable in the event of accident or sickness resulting in:
   

  Permanent sickness	100% of Sum Assured
  Loss of wrist or hands above wrist; loss of ankle or legs above ankle or permanent loss of both eye sight	100% of Sum Assured
  Loss of wrist or two hands above wrist; loss of ankle or two legs above ankle	100% of Sum Assured
  Loss of wrist or one hand above wrist; loss of ankle or one leg above ankle & permanent loss of one eye sight	100% of Sum Assured
  Permanent loss of ear hearing	50% of Sum Assured
  Loss of wrist or one hand above wrist; loss of ankle or one leg above ankle	50% of Sum Assured
  Permanent loss of sight of one eye	50% of Sum Assured