It is a money back plan in a true sense and you get period specified percentage of sum assured during the policy term itself in a perfect proportionate manner. It is profit plan with bonus paid at maturity. Further, if the assured dies within the policy period, full sum assured is paid without deducting any installment which have already been paid. The plan is helpful to cover periodic expenses in the life of the assured. Policy Requirements Minimum Entry Age : 18 Years Maximum Entry Age : 60 Years Maximum Insurance Maturity Age : 70 Years Policy Term : 7, 10,13,16,19,22 and 25 Years Minimum Sum Assured: Rs. 50,000/- Maximum Sum Assured: Rs. 500,00,000/- Premium Payment Frequency: Yearly, Half Yearly, Quarterly, Monthly Age computation: Age Next Birthday Policy Benefit on Maturity Payment as following   Per thousand Premium Period Term Policy 4 7 10 13 16 19 22 25 7 500 500             10 333 333 334           13 250 250 250 250         16 200 200 200 200 200       19 166 166 167 167 167 167     22 142 143 143 143 143 143 143   25 125 125 125 125 125 125 125 125 Policy Benefit on Death On death insured amount and bonus calculated on last premium paid will be paid to nominee Other Benefits By adding Rs.2 per thousand on premium, insured gets premium waive in case of permanent disability due to illness or accident Tax save Loan and surrender value

This scheme provides for specific periodic payments of partial survival benefits during the term of the policy itself so long as the policy holder is alive. It is therefore suitable to meet specified financial requirements needed for occasions like Brata bandha, Academic Graduations etc.   An important feature of plan is that in the event of death at any time within the policy term, the death claim comprises full sum assured without deducting any of the survival benefit amounts, which have already been paid. It is also with profit plan.

This plan is a regular premium payout money back plan which offers the policyholder periodic payouts at regular intervals during the policy term. Payouts are offered at regular intervals making it easier to pay premium as well as to cover any expenses making this plan very useful for policyholders.  Terms and Conditions Minimum Entry Age: 14 Years Maximum Entry Age: 65 Years Maximum Insurance Maturity Age: 70 Years Policy Term: 5 - 20 years Minimum Sum Assured: Rs.5,00,000/- Maximum Sum Assured: According to Income Premium Payment Frequency: Yearly, Half Yearly, Quarterly, Monthly Age computation: Age Last Birthday Discount On Premium Yearly Premium Payment: 2% rebate Half Yearly Premium Payment: 1% rebate Monthly Premium Payment: 1% Additional