This is a single premium plan designed to cover life risk at nominal cost under policy term of  3, 5, 10 and 15 years with double benefit in case of accidental death. However if there is no claim during the period then the premium paid is refunded with specified rate of interest. This is specifically suitable for micro finance insurance. Policy Requirements ·         Minimum Entry Age : 18 Years ·         Maximum Entry Age : 62 Years ·         Maximum Maturity Age : 65 Years ·         Age Census Process : Age on next birthday ·         Policy Term : 3 Years, 5 Years, 10 Years and 15 Years ·         Minimum Sum Assured : Rs. 25,000/- ·         Maximum Sum Assured : Rs. 5,00,000/- ·         Premium Payment : Single Premium (One time only) ·         Health Checkup : According to the regulation of the company Policy Benefits:   Maturity Benefit: ·         3 Year Policy Term:  Paid Premium will be refunded ·         5 Year Policy Term:  Paid Premium plus 5% Interest of premium on maturity ·         10 Year Policy Term: Paid Premium plus 25% Interest of premium on maturity ·         15 Year Policy Term: Paid Premium plus 50% Interest of Premium on maturity   Death Benefit: ·         In case of Normal death : Sum Assured ·         In case of accidental death : Sum Assured Plus ADB Coverage Additional Benefits: ·         Tax Benefit ·         Surrender after 1 year ·         Loan facility ·         Ownership can be handed over to any Bank or Financial institution

This is single premium plan designed to cover life risk for 1 to 6 years term and is compulsory for people going overseas for job as per Overseas Employment Act 2064. This minimum sum assured is Rs.5 Lac payable at death of the assured and also covers specified Disability Risk and Body transportation cost not exceeding Rs.1 Lac. Policy Requirements Minimum Entry Age: 18 Years Maximum Entry Age: 64 Years Policy Term: 1 to 6 Years  Sum Assured: Rs.5,00,000/-   Premium Payment: Single Premium (One time only) Policy Benefits: Full sum assured amount will be paid on death of Life assured during term of the policy If insured dies in foreign country and proof of body repatriation is provided, insurer will pay Rs.100,000/- or body repatriation expenses occurred ,whichever is minimum Benefit payable in the event of accident or sickness resulting in:   Permanent sickness 100% of Sum Assured Loss of wrist or hands above wrist; loss of ankle or legs above ankle or permanent loss of both eye sight 100% of Sum Assured Loss of wrist or two hands above wrist; loss of ankle or two legs above ankle 100% of Sum Assured Loss of wrist or one hand above wrist; loss of ankle or one leg above ankle & permanent loss of one eye sight 100% of Sum Assured Permanent loss of ear hearing 50% of Sum Assured Loss of wrist or one hand above wrist; loss of ankle or one leg above ankle 50% of Sum Assured Permanent loss of sight of one eye 50% of Sum Assured